Kotak Mahindra Bank | NRI Royale Signature Credit Card

With the Kotak NRI Royale Signature Card, you’ve found a Credit Card that gives you your biggest return as an NRI. With a host of customised features, you can enjoy benefits that are tailor-made for Indians abroad.

→ Reward Points

- Earn 2X rewards on spends outside India; i.e. earn 2 rewards points for every Rs. 200/- spent

- Earn 1 reward point for every Rs. 200/- spent within India

- 1 Reward Point = Re 1/-

→ Freedom to Purchase and Pay in INR

- While travelling to India, save the mark-up fee charged on your credit card issued outside India

- Enjoy the benefit of paying for your purchases, travel and dining in Indian Rupees

→ Lounge Access

- Enjoy complimentary access to Airport Lounges in India

- For more details, Click here 

→ Enhanced Security Shield

- In case your Credit Card is stolen, you get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

→ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

→ Fuel & Railway Surcharge waiver 

- Enjoy fuel surcharge waive across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- (max. Rs. 3500/year)

- Enjoy railway surcharge waive for transactions on irctc.co.in & Indian Railway booking counters (max Rs. 500/year)

→ Eligibility Criteria

- Only NRE/NRO account holders are eligible for the Credit Card

- Should be an NRI having an Indian residential address

- The credit limit offered can be as high as 80% of your Fixed Deposit(FD) amount

- Minimum FD Amount - Rs. 1 lac

→ Fees & Charges:

- Joining Fee - Nil

- Annual Fee - Rs 1000 + Applicable Taxes

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