Kotak Mahindra Bank | Fortune Gold Credit Card | LTF Card

Kotak Mahindra Bank provides a vast range of credit cards to suit the needs of different types of customers. Kotak Mahindra Bank's Fortune Gold Card gives you the benefit of interest-free cash withdrawals, fuel surcharge waiver, 0% balance transfer, and a free Credit Card for life.

→ Interest-free cash withdrawal

- You can withdraw cash up to 50% of your total credit limit without any interest being charged for up to 48 days, but you will end up paying a Cash Advance fee of Rs. 199 for per Rs. 10,000/- withdrawal

→ Milestone Benefit

- As a milestone benefit, you can either claim a cashback of Rs 750 or 4 free PVR tickets on spending Rs 150000 or more annually

→ Fuel Surcharge waiver 

- Enjoy fuel surcharge waive across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- 

- The maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500

→ Balance Transfer

- Easy & Instant - Just call KMB's customer care to transfer your other credit card balances to you KMB Credit Card 

- Processing fee of Rs. 349/- per Rs. 10,000/-

→ Fraud Protection Shield

- In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

→ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

→ Eligibility Criteria:

- Income - Rs. 3 Lakhs and above per annum

- Should be a resident of India

- For businessmen only

- Location- Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), 

Hyderabad, Kolkata, Mumbai, and Pune

→ Fees & Charges:

- Joining Fee - Nil

- Annual Fee - Nil

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